Direct lending on mortgages

Direct lending on mortgages leads to a better start and end to your savings account for retirement, direct lending can be sourced from private companies that may or may not be listed in the market. The rates of a direct lending mortgage loan would be a few points lower then the market comparison rate of a loan. As a company will search for lenders within there client list to suit your own margin in lending.

Direct lending groups will be find rates that suit your needs to be able to cover the repayment from the periods of 25 to 30 years. These mortgage loans are supplied by investors that have hundreds of thousands or millions of dollars.


It is similar to the stock market in building capital for a company and getting returns such as dividends. As for your mortgage its quiet simple interest in your repayments of your loan in the following months. Your rates may change as the credit loan for your mortgage is exchanged or transferred by your credit lender if they do end up bailing out on your terms of contract.

If you default on the loan your property will be taken over or be recovered by your mortgage lender as the assets becomes theirs as it is a private a sector as to whom supplied your loan and not the bank. That maybe one reason why the rates are lower then commercial banks.